Random Thoughts

It has been almost a decade since I updated this blog. Perusing the previous blog posts, it is interesting to see evolution of my profession...

In the last post , I analyzed the defaults based on number of monthly payments made by borrower before default. In next post, I will analyz...

February has been slow month from blogging perspective for me. I spent majority of time making improvements to  PeerCube . Three major enh...

In next few posts, I will review the loan characteristics and default rate with respect to the revolving credit line utilization of borrowe...

Minimum Credit Criteria In November, Lending Club not only hide the details of underwriting process, as described in my previous post Len...

Recently, in response to my post Lending Club 2012 in Review, Part I: Loan Volume and Amount Funded , a commentator pointed out a few recen...

Continuing the year-end review of Lending Club loans issued in 2012 from Part I and Part II where I discussed Loan Volume, Amount Funded...

Continuing the year-end review of Lending Club loans from my previous post where I discussed Loan Volume and Amount Funded ... Interes...

Happy New Year to all my readers and to lenders on Lending Club platform. As Peter mentioned in his post In 2012 U.S. P2P Lenders Issue $87...