It has been almost a decade since I updated this blog. Perusing the previous blog posts, it is interesting to see evolution of my professional interests from Data storage and Clouds to FinTech and Startups. This blog appeared to had become an exploration of random ideas and interests while I was in between larger projects.
Start and End of PeerCube
My previous interest in crowdfunding and analyzing peer to peer lending data evolved into PeerCube, a startup helping retail lenders, and a few institutional lenders, make better lending decisions. While writing was on the wall for a while, once Lending Club decided to discontinue retail lending platform, there was no path forward for PeerCube to continue. As a bootstrapped startup focused on retail lenders and being very efficient with our limited resources, we also couldn't figure out a pivot to continue operations. Considering over the years, we were pitched several competitors for potential acquisition, we feel PeerCube did quite well. But, it was time for us to start next chapter in our lives.
Podcast 19: Anil Gupta of PeerCube on P2P Lending Analysis
During the existence of PeerCube, we captured and collected lot of lending data, specifically from Lending Club's primary and secondary platforms that we felt was relevant for broader consumer lending industry. There were also some good posts shared on PeerCube blog based on analysis of lending data, for example changes in FICO score during the life of loans and how it impacted the final outcome of the loans. Unfortunately, they all have lost any relevance now and are no longer available online.
What's Next
During the past few years, I have explored and learnt about several random areas, such as Autonomous driving, Satellite imaging, Text mining, Options trading, Web development, in addition to moving to Japan due to family reasons and learning Japanese. I continue to be interested in AI/ML/DS applications and data-intensive projects.
While I am not planning to restart this blog again, going forward I will use it as personal repository of my notes, most likely in unfinished, incomplete, and unpolished state.
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